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Click to Join Karma ITO
Traditional banking brings borders, regulations and limitations, but the P2P lending platform completely changes the concept of this financial sector. But how does P2P lending achieve the goal of borderless loans? Karma has the answer with decentralized lending without geographic borders.
The core of the Karma ecosystem are the people who live in the different areas of the world, making cross-border operations essential to this platform. Karma gives the ability for the P2P exchange of assets between citizens and legal entities from various countries. There is a strong need for this as there are countries with cheap money (negative deposits, negative mortgage rates) and countries with expensive money (high-interest rates on loans). There are obvious shortcomings when applying cross-border exchange rates and services.
Users who have used the international payments option have met with many challenges. Banks need references and documents when transferring even small amounts of money. Karma has found a solution to this issue by automating and simplifying the process.
P2P platforms aren’t new on the scene when it comes to lending. For instance, Kiva, founded in 2005, is a non-profit organization which enables people to lend money to low-income entrepreneurs and students. This project has been successful by reaching to over 80 countries and the system has been operating within the legal arena for many years.
There are different options when transferring cross-borders. When transferring in fiat currency, transfers take place through an escrow account in a bank connected to the Karma application using their application program interface (API). The application automatically recognizes which payment is connected which c contract and what kind of payment it is: an investment or a loan repayment.
The other version of cross-border transfers are fiat – crypto asset – fiat. Right now the transactional costs in process are a lot higher than with fiat transfers. This operation, too, will be connected to the ecosystem of Karma.
Another important point of Karma’s cross-border function is the decentralization of competencies to various countries of presence. Banks, investment funds, P2P-platforms usually operate inside the same region because they don’t have capabilities in other areas. Karma platform offers a model which enables to create a community of experts who would be accessible in any country.
Insuring against the currency risk is the other feature of cross-border lending. It’s suggested to give out loans in the currency in which the borrower earns, though, the rate of this currency can rise or fall in relation to the exchange rate favored by the investor.
In the early stages of Karma, a separate fund for insuring risks for investors will be created. The fund will accumulate funds to cover risks against currencies and reinsure them from large players or hedge in open markets. The cost of currency insurance will be per market and individual for each currency pair. The investor has the option whether or not to choose to pay for currency insurance, and investors can choose the most favorable conditions from all of the options.
For Good Karma, join their ITO today at https://tokensale.karma.red

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How many social media sites you know where you can actually earn money. Of course, there are users with hundreds of thousands, even millions of followers who earn from sponsors, advertisements etc., but how many people can actually make income from social media app. Sola will offer every user the chance to earn income through their social media platform.


SOL token is the only currency that is used for transactions on the Sola platform and the tokens enable Sola to split its revenue with users. Owning a token doesn’t have any other benefits other than monetary.


People can get a hold of the SOL tokens in different ways. Firstly on the Sola app, users can earn tokens by creating quality content that is endorsed by other users. Every card or comment the user posts that will be endorsed by others will earn them income.


If users are interested in improving the Sola platform and the app, they can take part in the Bounty Development Program where it is possible to promote the service and increase distribution while earning SOL tokens at the same time.


The other way to earn SOL tokens outside the app is to buy them during the current token sale that will end on 22 of December 2017. After the token sale, SOL tokens will be available for saving in your wallet or for trading on the crypto-exchanges.


Currently, it is possible to purchase SOL tokens with a 15% discount, so don’t miss your chance to get the best deal in one of the highest rated investment opportunities.



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Bitcoin Could Fall 'Big Time' But Not Just Yet, Says Crypto Trader




Today, Bitcoin continued its staccato march skywards, with prices achieving fresh all-time highs above the $12,400 mark and earlier this afternoon threatening $12,500 on some exchanges. And, at the time of writing it was trading just a few hundred dollars shy of the $13,000 threshold. And, the $15,000 level was just a stone's throw away. Indeed, last week online bookmaker Betway was offering odds of 13/8 for the currency to reach a peak value of $15,000-$20,000 by the end of 2018.


Much will depend on the newsflow around Bitcoin and its longer-term prospects will depend on alternatives and how efficient and cost effective they are in terms of exchange and carrying out transactions, according to Siim Õunap, an Estonian who trades the FX and cryptocurrency markets.


Acknowledging that the price moves of late for Bitcoin have been “pretty crazy”, Õunap said: “Bitcoin defies all the trading rules. However, I think it [the price] is going to slow down but not just yet when it comes to the very near future.”


“It went up really fast and it continues to rise, and it will do so for quite some time, but not indefinitely,” he added. “Obviously much depends on news around the currency - as with the CME announcement that it will be trading Bitcoin futures this quarter - which pushed the market quite a bit higher.”


Õunap, who is also the COO of GetGame based in Pärnu, a city in south-western Estonia, noted that “even when there is bad news about Bitcoin, it will affect the price only temporarily.”


By way of background, GetGame, the brainchild of the Estonian who partnered with decentralized exchange OpenLedger in the project, last week (30 November) launched a reservation option for their initial token offering (ITO), supporting their ‘all-in-one’ game development platform run on the blockchain. This is touted as enabling people with great ideas can go to and take their game idea from vision to reality.



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All-In-One Game Development Platform GetGame Launched Token Reservation List November 30, 2017




Welcome to GetGame, a revolutionary platform developed solely for game creation and lift-off, who launched their Token Reservation List on November 30, 2017, prior to the launch of the ITO in Q1 2018. Projected to launch in Q2 of 2018, the platform will fill the empty space in the rapidly growing gaming industry by creating a platform to connect dreamers, technical people and backers to make it possible to create the game of the year.


The first ever game development platform looks to create a workspace where game creators have all the necessary tools to take their idea from the drawing board to the marketplace, while being able to find team-members and fund their ventures through creating and selling their own tokens.
GetGame is run on the Graphene based BitShares blockchain, which provides the platform with incredible speed, low costs and increased security. It is one of the first platforms to introduce revenue sharing to the blockchain. While most cryptocurrencies act only as currencies, GetGame introduces the benefit of sharing the revenue stream with its token holders, giving them the ability to earn passive income.


“GetGame is a community where everyone gains from the success of others and people are collectively working together to move the whole platform forward.” says COO of GetGame, Siim Õunap.


“In a world where we are still stuck in the old-school mind-set of competition, introducing collaboration will take us to new levels of innovation. Collaboration is the new tool for global progress and it should be encouraged at every level.” says CEO of OpenLedger, Ronny Boesing.
Boesing continued, “OpenLedger and GetGame are partners in this project, bringing together the best of brains and technology to make an unbeatable game-creation platform.”


The GetGame ITO will take place Q1 2018, and consist of 500,000 REALITY (REA) tokens — GetGame’s master token — with the price of $1 USD per token.



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Click to Join Karma ITO




Karma, the groundbreaking P2P financial platform, set to shake up the lending sector, has hit 3 $ Million USD in just four days of launching.


Karma has created a financial platform offering competition to traditional banks and many P2P-platforms. Financial products traditionally have been offered at rates which were advantageous only to the lender and on their terms, regulating which loans could be made or not, defining which parameters on which to do credit scoring and risk assessments.


This is where Karma comes in, giving the power of financial decision-making to a larger scale of users, offering a new solution to this age old problem.


On the Karma platform, participants have the freedom to produce different kinds of financial products, from short-term loans to interest-free, unsecured loans with an open return date. Furthermore, any assets can be given as collateral or towards credit.


Each participant can request a loan on any terms and for investors, they can offer investments on any terms, especially even with an open date — meaning you can return the loan as soon as reasonably possible.


George Goognin, CEO of Karma, says, “We always had faith in our platform and the team behind it, and now the community have shown us that they, too, see our vision and how our development will change the world of finance. Karma offers a steady and flexible ecosystem, made for people around the globe.”


For Good Karma, join their ITO today at https://tokensale.karma.red

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Click to join the ITO


One of the highest rated investment opportunities, the SOLA project has generated a lot of interest and excitement for many reasons:
• It’s a working project with 650,000+ users;
• The sale will activate the business model and accelerate the growth of the user base;
• The project has the adequate valuation. Sola raised several investment rounds from VCs, and are perfectly aware of the risks of overvaluation;
• The hard cap is only $ 5M. SOLA are ready to grow along with the service, and raise more when they have proven progress and growth.


Until this moment, there are 10,000+ registered participants and counting, so we suggest you act fast. You will see the progress of the sale on the Sola website.
Please, carefully look through the terms of the sale one more time:
• Total supply: 150,000,000 SOL.
• Tokens for sale: 50,000,000 SOL.
• Hard cap: 5,000,000 USD.
• Soft cap: 750,000 USD.
• Token price: 0.1 USD.
• Token type: ERC20.
• Accepted currencies: BTC, ETH, BTS, LTC, DASH, bitUSD, bitEUR, bitCNY.
• Supply is fixed, and no more tokens will be issued.
• Unsold tokens (if any) will be burned.
• Tokens will be distributed after the end of the sale.


There will be three discount tiers based on the progress of fundraising:
• up to $750K, the discount is 15%;
• from $750K to $1.5M, the discount is 10%;
• from $1.5M to $3M, the discount is 5%.


Sola created a simple, user-friendly app that is meant for everyone who is interested in posting quality content, looking the others posts and even making money out of it. While other competitors are using traditional feeds, Sola has taken an innovative approach and uses a ‘stack of cards’ interface instead. This way the user can always see only one card at a time and is able to switch between cards by endorsing or ignoring it (swiping up or down). Endorsing a card helps it to spread across the network as the endorsed cards are shown to more users and will let the user who posted it to earn SOL tokens.

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Alternative cryptocurrencies / RaZOOM: 50% off All Tokens During PreSale
« on: December 01, 2017, 05:40:44 PM »


Click the pic to join


Enter RaZOOM, the latest software to greatly simplify communication between a person and various devices. With a few simple clicks, you can create smart contracts on a convenient and simple graphical interface. The automatic execution of contracts does not require any programming skills from the user and eliminates the probability of human error at the same time.


All transactions are based on blockchain technology that is secure and decentralized.The smart contract is going to change the traditional way to sign and execute contracts, for every need. Business transactions and government regulations all work with contracts, and the creation of these often fill our days with long meetings and negotiations.
RaZOOM software is here to facilitate these processes in a novel and engaging way. Join the presale here https://razoom.org/ and get 50% off RZM tokens!
Presale ends December 24, 2017

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DON’T MISS OUT ON THIS YEAR’S HOTTEST AND MOST PROMISING ITOS — WEBINAR WITH RONNY BOESING




Summary:
Holidays are just around the corner, warm sweaters and presents are waiting! But before you go on your vacation and relax there are still some of the coolest ITOs happening this year. Who are these ITOs, how they’ll change the world and how you can be a part of them?


Join Ronny Boesing, the CEO of OpenLedger, to gain rich insight to the most promising ITOs this year, including Investy, Sola, Centz, GetGame, Karma and Razoom. Don’t miss out on your next opportunity!
What you’ll gain from this webinar?
•  Exclusive overview of the top 6 ITOs of OpenLedger;
•  What are the goals of these ITOs — how they’ll change the world;
•  How you can contribute and benefit from these ITOs.

Speakers:

• Ronny Boesing — Founder and CEO of OpenLedger


• GetGame — blockchain based, all-in-one development platform for game creators and developers who want to bring their dreams to life


• OCASH — the first all-in-one payments and banking card, bringing the international card payments system to the OpenLedger network


• Investy — platform for decentralized investments, enabling investing in cryptocurrencies, funds, portfolios and individual traders in an accessible, transparent and safe way


• Sola — the next-gen decentralized social platform governed by users, empowered by own nodes, IPFS and Ethereum blockchain


• Centz — world’s first gift card solution that allows you to collect all your balances into one spendable lump-sum credit that you can use to buy any other goods or services


• Karma — blockchain based platform for creating social and economic interactions between people all over the world from loans to direct exchange of goods and services


• Razoom — Platform for writing, executing, arbitrating, guaranteeing the standardization of smart contracts


Join us on Monday, November 27 at 18:00 GMT
SIGN UP FOR WEBINAR HERE!





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Investy is the world’s first decentralized investments platform, offering ease of use, transparency, safety and reliability. Their mission is to unite experienced traders and novice investors together, in one platform.


The token sale will take place from November 30 to December 23, 2017, with 142 MILLION IVC tokens issued for sale with a price of 1 IVC = $0.1.


Here is the best part: You GET A BONUS of 66& MORE TOKENS WHEN YOU INVEST NOW IN THE INVESTY ITO!





Shortly, Investy will have their first prototype. In December, they will add the alpha version of the trading terminal in demo mode and then proceed to the serious task of building the trading terminal. They have a full roadmap, which will result in a working prototype with many useful functions, including the subscription function.


The results of all traders are recorded in the blockchain, making the results reliable and they cannot be falsified. Investors can choose a trader according to open ratings and specific parameters, and earn together. Investors assets are managed by professionals, giving them the best results. The money is in safe hands with no theft or possibility of fraud through a trader’s actions.


Make your crypto trading safe, transparent, reliable and profitable with Investy.






Don’t be late, and grab your chance for a great bonus offer by signing up.
NO PROMO CODE NEEDED

SIGN UP NOW HERE!

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Alternative cryptocurrencies / SOLA TOKEN SALE STARTS IN 2DAYS!
« on: November 24, 2017, 08:03:34 PM »



Future SOL Token Owners, Today is Your Day! We are proud to announce a discount scheme which takes effect during the token sale.
There will be three tiers based on the fundraising progress:
-up to $750K the discount is 15%
-from $750K to $1.5M the discount is 10%
-from $1.5M to $3M the discount is 5%.
Based on the registered participants’ number, we suggest acting fast. We would like to remind you that the Sola token sale starts in 2 days, on November 27 at 2:00 PM UTC.
In the meantime, you may want to check token sale terms and ask any questions on the SOLA Telegram chat with more than 1200 passionate participants!



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Alternative cryptocurrencies / 1 DAY TILL CENTZ START!
« on: November 24, 2017, 07:46:12 PM »

COMPANY GIFT CARD PROGRAMS MAKE MORE SENSE WITH CENTZ




Gift cards are one of the most popular gift giving items, but the companies offering gift cards have programes which are inflexible or even misleading, giving users not many options to use their gift cards fully or replace the unwanted ones. This allows the retailers to get huge amounts of unspent balances. Centz, the world’s first gift card wallet and exchange, based on blockchain technology, will stop this by giving users the ability to use their gift cards in a flexible way, allowing companies to get more customers and gain additional income.


CEO and Founder of CENTZ, Jon Bricken, says, “Historical consumer behavior trends show that a portion of many gift cards will never be redeemed. Today, the gift card market is enormous and it is growing 10% per year, worldwide.“


As the world’s first gift card wallet and exchange system, Centz has a lot of benefits for users, as they can use their gift cards in a flexible way — but users aren’t the only ones who benefit from the Centz.
Centz also has great value for companies.
Read More HERE


Centz ITO will take place from November 25 to December 15, 2017. For more information on participating in the Centz ITO, please visit https://centz.io/


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Airdrop company




During the registration for a demo account, you’ll have to provide the Etherium wallet number (this is optional). By giving this information the user receives IVC tokens — a sum equal to $10 + also receiving the referral link. If someone will use this link for registration — the user will receive $1 reward.

The offer is available until December 8 or until there are 8000 users. Do not hesitate to register!



The procedure is very simple. Find it out here: https://medium.com/investy/airdrop-company-e256d17944a5


Contact us in Telegram for any questions. Please, follow us via Twitter, Facebook.


Demo: demo.investy.io
Go To Token Sale!

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Investy is a platform for decentralized investments, enabling investing in cryptocurrencies, funds, portfolios and private traders in an accessible, transparent and safeway.





Token Sale IVC (Investy)


Investy management team with our partner OpenLedger responsible for global marketing and Token Sale support are announcing dates of public Token Sale conduct:


Start date is November, 24, 2017.
End date is December, 18, 2017.



Also we are proud to inform you that after Token Sale our token will be listed on OpenLedger DEX exchange.


What do the token holders receive?[/b]


1. DISCOUNT.
The token holders will receive reduced commissions, the more IVC tokens are on the wallet, the lower the commission is. Imagine that you are investing $ 10,000 in management, and you double that amount for a month. At the base platform commission of 5%, an investor shall pay $ 500 of commission. But if you have our tokens on your wallet, for example, for $ 5000, the commission will be $ 250-300. Not a bad saving? If you no longer want to use the platform, you can simply sell the tokens.


2. SUBSCRIPTION.
Tokens will be used as subscriptions to platform services, so, if you want to use functionality of a demo account or trading robot testing, just keep a certain number of tokens on your wallet. After you no longer need any platform services, you can just sell IVC on the exchange.
Thus, the IVC token combines two functions: first, it is a product token, because it will be used as an advance payment for subscribing to the platform services after its release. Second, IVC is a discount token, because the IVC holders will receive discounts and reduced commissions depending on the number of IVC on their digital wallets.





What is the value of the project?

TRANSPARENCY OF DATA.
We provide an investor with a marketplace where he may choose a trader or fund and be sure that those data about the work results that he sees are authentic. Also he may be sure that no one will lay hands on his money. Many funds do not provide transparent reporting for their investors, and often their official numbers do not exceed the growth of bitcoin. There are many such examples, and this cannot help but please. According to the current situation, many good traders cannot attract investors, because they do not have the competencies necessary to create and advertise a certain fund.


SAFETY OF INVESTMENTS.
There is no need to transfer your assets, they are always on your account, you transfer only access to the transaction, and the rest is assumed by the platform. We are the first ones to develop and implement an expert system, the platform assumes the role of a gateway and blocks all fraudulent transactions. Investing via Investy you can be sure not only that your money will not be withdrawn, but also in the absence of fraud options from trader’s side. No one can lose your deposit. It is maximum security that you can imagine at the moment.


TRUST.
Thus, we solve the problem of distrust to such services and markets, which will positively affect both professionals in financial management and people who want to invest their money competently. Unlike forex brokers, etc., we do not make money on the losses of our customers, but rather work according to a win-win system. A trader gets profit - an investor gets profit- the platform gets profit.






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Alternative cryptocurrencies / KARMA ONLINE WEBINAR ON NOVEMBER 9, 6 PM GMT
« on: November 08, 2017, 08:15:03 PM »

Decentralization and the Creation of Roles in the World of Karma






Karma’s unique approach to the lending market has created an ecosystem where every participant can play a role: borrower, investor, insurer, guarantor, collector, portfolio manager, lawyer and other roles which will be apart of the ecosystem in the future.


Karma, the P2P financial platform with an ITO starting November 29, but with a whitelist registration which is ongoing, will delegate these roles to the participants of the community while enabling participants to freely choose and create roles.


DON'T MISS KARMA ONLINE WEBINAR ON NOVEMBER 9, 6 PM GMT+2! SIGN UP NOW!


Discover Karma Project! https://tokensale.karma.red/

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Centz is the world’s first gift card solution that allows you to collect all your balances into one spendable lump-sum credit that you can use to buy any other goods or services. Centz is going disrupt and then fundamentally change the gift card industry forever.


Jon Bricken, theCEO and Founder of Centz, has stated that their vision is to give gift card consumers total flexibility and security in the use of their gift cards, at any time, with any retailer. Their mission is to give gift card users the opportunity to fully use their gift card balances and provide the highest level of fraud prevention security.


The biggest problem with gift card industry is the massive amounts of money thatgoesunspent, and all the unspent balances go to the pockets of the big-box retailers. Customers have almost no flexibility or chance to fully use their gift cards.


Centz is here to change that, giving customers a chance to use the Centz mobile wallet to register each gift card reward, and loyalty credit and their amounts. With that, customers can get the goods and services they really want and fully spend the balances.


Centz will bring a whole new dimension to the gift card market, stopping fraud and giving customers a more flexible and user-friendly way to use the most popular gifting item — the gift card.



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